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Understanding Medical Costs at Talas Harbor Health Care Hospital

Price estimates and payment options

We know medical costs can be very confusing. Whether you have health insurance and are trying to understand out of pocket costs or if you pay directly for your care and do not have health insurance, we can help you get the information you need. 

Financial Department Phone Number:  

Please call our Main Number at (928) 404-6012

If you have health insurance

Have questions about your deductible, copayment, coinsurance, benefit limits, and what your health insurance will cover for a service or procedure? Plans can be very different and the best thing to do is contact your health insurance company directly. 

Talas Harbor at Bullhead City currently accepts most major health insurance plans including Medicare/Medicaid.  Please call us at (928) 404-6012 to confirm if your insurance provider is accepted.

Here are the current insurance companies Talas Harbor Health Care is currently applying to:

  • Blue Cross and Blue Shield
  • Medicaid ( AHCCCS )
  • Medicare
  • United Health Care
  • Tricare
  • Tri-West
  • Aetna
  • Cigna
  • Humana
  • Tribal Insurance

Please contact Courtney Harring 1-800-336-5689 Ext 805 to see what insurances we are currently taking at this facility.  

If you do not have health insurance and pay for your medical bills directly

To get a confidential price estimate for a medical service or procedure at Talas Harbor at Bullhead City Hospital, please contact the hospital’s Financial Department using the number listed above. The more information you are able to give this department, the more accurate your estimate will be.

Before you call, please have the following information: 

  • A description of the service or procedure you need 
  • The diagnosis code (DRG code) for inpatient services or procedures or the procedural code (CPT code) for outpatient services or procedures 
  • Your insurance information

The cost estimate of your service or procedure will be based on the information you give the financial department. Please keep in mind, this is only an estimate and many factors can affect the final actual cost. For example, during your stay you may have more medical needs that need to be covered which could increase your cost. 

There may also be radiology, laboratory and other services that are extra and not included in our estimate. You may also get bills from other health care entities which may be radiology, laboratory or others services provided in the hospital.

Prices for common procedures

Talas Harbor at Bullhead City and are committed to providing high-quality, affordable health care. To help you make decisions about your healthcare needs, we have listed the most common medical services and procedures with their estimated self-pay (for patients without insurance) charges, effective January 1, 2020. 

Please note:

  • All costs are estimates and your specific costs may vary from these estimates depending on the specific services you receive.

Current Standard Charges

As of January 1, 2020, the U.S. Department of Health & Human Services and Centers for Medicare & Medicaid Services are requiring hospitals to post their “current standard charges.”

Standard charges are the amounts a hospital bills patients and/or insurance companies for the services and procedures performed.  However, for most patients, hospitals are paid at a level well below standard charges.  

Patients covered by commercial insurance companies have negotiated payment rates with hospitals.  Patients covered by Medicare or Medicaid programs have payment rates determined by federal and state governments.  Patients eligible for financial assistance will also receive lower rates than the standard charges.  These payment rates are much lower than standard charges.  In non-emergency situations, patients should contact their insurance company to understand the medical costs that they will be responsible to pay.  

You can view a list of our current standard charges.  However, please contact your insurance company or our Financial Department at the phone number listed to understand your estimated medical costs.